Loan, Banking & Finance Law

Refinance Agreement

Streamline your finances and potentially lower your interest rates with guidance on refinancing your existing loans. We’ll handle drafting, reviewing, and negotiating the agreement to ensure it protects your best interests.

• Loan Restructuring: We assist clients in restructuring existing loans to achieve more favorable terms and conditions.
• Documentation: We draft and review refinance agreements to ensure clarity and protection of our clients’ interests.
• Negotiation Support: We provide negotiation support to secure the best possible terms during the refinancing process.

Commercial Loan Agreement

Our lawyers will help you navigate complex commercial loan agreements, ensuring all terms are clear and favorable for your company’s growth.

• Tailored Agreements: We craft customized commercial loan agreements that cater to the specific needs of businesses and lenders.
• Risk Assessment: We conduct thorough risk assessments to identify and mitigate potential legal and financial risks.
• Compliance: We ensure all commercial loan agreements comply with relevant Malaysian laws and banking regulations.

Government Loan Agreement

We provide legal advice on understanding the terms and conditions of government loan agreements, mitigating potential risks, and ensuring compliance with regulations.

• Government Financing Programs: We advise and facilitate access to government loan programs and incentives.
• Agreement Drafting: We draft and review government loan agreements to align with statutory requirements and client goals.
• Regulatory Guidance: We provide guidance on compliance with government regulations and policies related to loan agreements.

Islamic Banking Facilities

We possess in-depth knowledge of Islamic finance principles (Shariah) to guide you through Islamic banking facilities like Musharakah and Ijarah. We’ll ensure your financial transactions are compliant with Islamic regulations while meeting your financial goals.

• Shariah Compliance: We offer legal advice on Islamic banking products and services, ensuring full compliance with Shariah principles.
• Product Structuring: We assist in the structuring and documentation of Islamic banking facilities, including Murabaha, Ijarah, and Musharakah agreements.
• Regulatory Compliance: We advise on the regulatory framework governing Islamic banking in Malaysia, including guidelines from Bank Negara Malaysia.